| Whether you might be a company which deals with | | | | events such as carnivals, exhibitions and similar |
| the organisation of events or if you are an individual | | | | events. An Event Insurance can be obtained for |
| who is planning out an event, a comprehensive Event | | | | these as well. Be precise when you mention the |
| Insurance is an important factor. It gives you | | | | number of people you may expect for these events, |
| consolation and peace of mind that whatever | | | | since all these details will be required for the quote. |
| happens during the event - you are covered. | | | | Given below are some insurance policies which are |
| A common wish is that everyone would hope for | | | | offered for a variety of events: |
| nothing unfortunate during the event; that it should | | | | 1) Exhibitor Insurance: When participating for an |
| be completed successfully. But there have been | | | | exhibition, as a business person your main concern |
| many instances where a minor problem has turned | | | | would be on how effective you can make your |
| into total nightmares. In a situation such as this, you | | | | brand known to the people, with less concentration |
| need to be prepared so that everything will be taken | | | | on your exposure to legal liabilities. An exhibition |
| care of. | | | | cover will provide valuable protection for your |
| Most often these insurance policies will include the | | | | company and investment. It will include cover for |
| following: | | | | cancellation, property damage and public and |
| - Public Liability | | | | employers liability. |
| - Employers Liability | | | | 2) Weddings and Private Parties: This Event |
| - Cancellation, Abandonment & Postponement Cover | | | | Insurance policy can include birthday parties, family |
| - Event Equipment Cover You may also customise | | | | parties, private functions, wedding anniversaries etc. |
| the Event Insurance according to the type of event | | | | Apart from the covers mentioned for the above |
| you intend planning. Most insurance companies are | | | | event this policy will also cover, adverse weather |
| flexible with the areas of cover and you are allowed | | | | conditions if it is an outdoor event, if musicians or |
| the option of making any changes. | | | | entertainers don't turn up, caterers don't turn up etc. |
| Considering the great increase of event organising in | | | | 3) Fireworks Display Insurance: Whether the event is |
| the business world, many leading insurance companies | | | | organised for a charity, school show or birthday |
| now offer a variety of policies to cover these | | | | party, fireworks insurance is very important to |
| events. Given below are some common events for | | | | ensure a stress-free event. You are free to choose |
| which policies are offered: | | | | your level of cover, and the policy includes public and |
| · Business Dinners | | | | employer's liability, cancellation and adverse weather, |
| · Business Meetings | | | | property cover and money. |
| · Corporate Private Parties | | | | 4) Fairs, Fetes and Carnivals: This can include other |
| · Fund Raising Dinners | | | | types of events as well. You can discuss the options |
| · Non Profit Functions | | | | with your insurance agent. Immaterial the amount of |
| · Exhibitions | | | | effort you may have put in to organise your event, |
| · Weddings | | | | there are times when unforeseen and unexpected |
| · Trade Shows | | | | situation arise. The cover includes public and |
| · Road Shows and much more | | | | employer's liability and criminal defence. |
| There are events that can run for a couple of days; | | | | |